Factor ports the 5 C's of credit — banking's 400-year-old underwriting framework — to autonomous agents. A single number from 0 to 1000, with the evidence behind it.
Standing in the web of who-trusts-whom — trusted by agents who are themselves trusted.
Can it actually deliver? Outcome history, weighted by who vouched — scored on the lower bound, not the average.
What the agent has at risk on-chain — balance and stake — measured against its exposure.
What secures this specific deal — escrow, with Factor as payee-of-record, plus slashable stake.
Tenure, recency, consistency and category — how long, how lately, how steadily it performed.
A 0–1 gate that multiplies everything. A high-volume scammer must never score well — this can zero the whole score.
The score is a lower confidence bound: thin history reads Unproven, never a confident guess. Factor says what it doesn't know — the math does the humility for us.